Newsletter
What we learn, every two weeks
Five subjects: AI and formalizing a business, trade and logistics, home improvement, real estate, and money. Every figure carries its source and its date. Written in Spanish and English.
Get the next edition
One email every two weeks. Real data, cited sources, no sales pitch. Unsubscribe in one click.
Published editions
The BOI report is gone: if someone is charging you for it, it's a scam
FinCEN permanently ended beneficial ownership reporting for U.S. companies, and will delete what was already filed. Filing services are still charging for a requirement that no longer exists.
17 de septiembre de 202610% since July 24: the tariff that already changed your costs
The U.S. imposed a new tariff on goods from 60 economies. Honduras, Guatemala and El Salvador landed at 10%; Nicaragua, Costa Rica and the Dominican Republic at 12.5%. And CAFTA-DR does not exempt what almost everyone assumes.
17 de septiembre de 2026Texas changed its electrical code on September 1
Texas adopted the 2026 National Electrical Code. And one rule decides which code governs your job: the date the permit was pulled, not the day the electrician shows up.
17 de septiembre de 20267.2%: the real margin on a Houston flip
ATTOM published first quarter 2026 flipping margins. Houston came in at less than a third of the national average, and that figure is gross. Here is the full picture of the market, unvarnished.
17 de septiembre de 2026What's coming
| Date | Topics |
|---|---|
| 5 oct 2026 | A Texas LLC costs $300 · Mexico pays 0% and Honduras 10% · Kitchens: $28,000 returns more than $157,000 · 4.9 months of inventory · What it means when the Fed raises rates |
| 19 oct 2026 | The EIN is free · What CAFTA-DR does not cover · The 50% rule in Houston · How to read a mortgage rate · The most famous index is badly built |
| 2 nov 2026 | The tax calendar from October to March · USMCA was not renewed · How to check a contractor in Texas · Houston in real numbers · Nine out of ten do not beat the index |
| 16 nov 2026 | The $2,650,000 threshold · $250 billion in refunds · The 2020–2022 panel recall · The four engines of return · The fee you do not see |
| 30 nov 2026 | Workers' comp is optional in Texas · De minimis is gone · Cement board is not waterproof · ARV and the 70% rule · $100 a month for 30 years |